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Insurancebeacon.com Blog: insurance

View the latest blog posts from Insurancebeacon.com.

Thursday, January 22, 2015

Do you know what your Auto Insurance Policy covers?

You should review your auto insurance policy on an annual basis.  Here are some items to look at: 1)      Deductibles: In some cases, your deductible may be set too low. The premium you pay for that lower deductible rate is, a lot of times, more than the deductible you would pay out in an accident. READ MORE >>

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Thursday, October 23, 2014

Does my auto policy cover me when I rent a car?

Generally, your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the company in which your policy is issued, because you're temporarily driving it and you don't own it. READ MORE >>

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Wednesday, September 17, 2014

How Much Life Insurance Is Enough?

How much life insurance you should purchase is very dependent on your current financial situation and your goals. Life insurance is designed to protect others when you are gone by providing benefits to help dependents pay off mortgages, pay off debt and pay child care expenses using the supplemental income. READ MORE >>

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Monday, September 8, 2014

Life Insurance Needs Change as You Age

September is Life Insurance Awareness Month Your need for life insurance coverage is constantly evolving throughout the span of your life. Getting back to the basics, life insurance is designed to support your dependents in the event of your death. But your children, spouse and parents will need varying degrees of financial support over the years. READ MORE >>

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Monday, August 11, 2014

3 Common Misconceptions About Business Insurance

Міsсоnсерtіоn #1: Νоbоdу wіll suе mе because mу busіnеss dоеs nоt mаkе а lоt оf mоnеу. Му busіnеss іs nоt соllесtіblе. FАLЅЕ. Еvеrуbоdу аnd еvеrу busіnеss саn bе suеd and, оnсе а mоnеу јudgmеnt іs rеndеrеd аgаіnst thеm, саn hаvе thаt јudgmеnt соllесtеd. Јudgmеnt lіеns dо nоt “gо аwау. READ MORE >>

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Monday, July 28, 2014

4 Ways to Save on Dental Insurance

Dental insurance is usually something an employer will include in a health plan. But, not always. Dental insurance can be an individual, family or group plan. So, what is dental insurance all about and how can you save on the costs? Dental insurance supplements good dental care; it doesn't make up for it. READ MORE >>

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Monday, June 30, 2014

Factors That Affect What You Pay For Car Insurance

For insurance companies to stay in business, they must adjust their premiums to offset risk. The greater the risk to insure someone, the higher the premium. For some of these risk factors, there are things you can do to minimize them and lower your car insurance premium. The Type of Car READ MORE >>

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Friday, May 30, 2014

How to Prepare Your Yard for Spring

Spring is the season of rebirth, which makes it a great time to fix up your yard and replant for the season ahead. Use this guide and you’ll be on your way to a lush, inviting yard that will be envied by the neighborhood. Rake away debris and dead vegetation. READ MORE >>

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Wednesday, April 30, 2014

5 Stretches You Can Do at Your Desk

Sitting at a computer all day is terrible for your body, which is designed to move around and be active (whether you agree or not!). Staying still, paired with the activities of typing and holding a phone, can cause medical problems, particularly associated with bone, joint and muscle health. READ MORE >>

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Wednesday, April 23, 2014

Phoenix Home, Auto and Business Insurance

In Arizona, you are required to purchase auto liability insurance, which covers the damages to third parties following an accident that was your fault. Though, given the expense of vehicles and hospital bills, the minimum requirements may not be enough to pay for all of the damages. READ MORE >>

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