Content Top

Dental insurance is usually something an employer will include in a health plan. But, not always. Dental insurance can be an individual, family or group plan. So, what is dental insurance all about and how can you save on the costs?

Dental insurance supplements good dental care; it doesn't make up for it. In other words, if you are not taking care of your teeth and gums, dental insurance isn't going to fix it all for little to no cost. Rather, the insurance pays the most when the care is preventive or proactive.

At the same time, dental insurance does pay some for issues such as tooth decay and gum disease. However, there are maximum benefits in most plans, which makes it great for proactive care and to supplement the bigger bills such as crowns or root canals.

For example, some of the average coverages are:

  • Diagnostic/Preventive care - 100%
  • Fillings - 50%
  • Oral surgery - 50%
  • Implants - 0%

As you can see, dental insurance does not cover all the costs. Yet, there are some ways you can save on dental insurance:

  1. Consider using a dental school that accepts insurance. For some procedures, such as cleaning, the cost may be less.

  2. Use the preventive care so a dentist can find problems before they become bigger and more expensive. This also includes taking care of teeth and gums at home by brushing and flossing.

  3. Negotiate with the dentist. Compare prices on the big items and talk with your dentist about what it would cost somewhere else. Also, prioritize the needed treatments.

  4. If the insurance allows, use a flexible spending or health spending plan. That way you can save for possible dental bills. The flexible spending or health spending plan gives you tax breaks, so check your dental insurance plan to see if that is an option.

Have you checked to see if you have dental insurance? Get started today and use these four ways to save some money.

Protect your oral health. Call Insurance Beacon at (623) 584-0071 for more information on Surprise, AZ dental insurance.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version

Social  Social  Social  Social  Social


Christian Business Referrals
Contact Us
About Us
Our Staff
Our Community
Why Insurance Beacon?
Our Carriers/Partners
Awards & Recognition
Trusted Choice
Car Insurance
Life Insurance
Small Business
Other Insurances
Customer Service
Report a Claim
Pay Your Bill
Request a Quote
Contact Us

15270 W Brookside Ln, Suite125 Surprise, AZ 85374
Phone: 623.584.0071

2000 W Wickenburg Way, Suite 400 Wickenburg, AZ 85390
Phone: 928.684.2121

Social  Social  Social  Social  Social Social

Powered by Insurance Website Builder