In Arizona, you are required to purchase auto liability insurance, which covers the damages to third parties following an accident that was your fault. Though, given the expense of vehicles and hospital bills, the minimum requirements may not be enough to pay for all of the damages. Bear in mind, liability coverage will not cover your own injuries or property damage; it only aids your responsibility to others on the road.
Contact an agent for more details about Arizona’s liability requirements and how you can get more complete coverage by adding collision, comprehensive, medical expenses, uninsured motorist etc. to your auto insurance policy.
Phoenix Home Insurance
While homeowners insurance is not required by law, many mortgage lenders require you to own it before consenting to your loan. Homeowners insurance is intended to cover the expenses of repair or replacement if your home or possessions are lost, damaged or destroyed in the event of a covered incident. Covered incidents typically include fire, windstorms, severe weather, theft and vandalism. Flood and earthquake coverage have to be bought separately.
Phoenix Business Insurance
Starting a business is an enormous investment and one great loss can be fiscally detrimental. Fortunately, there are a host of business insurance policies offered to safeguard your business from the unforeseen. Call an agent for more information about state laws in relation to workers compensation and disability coverage, along with a host of optional policies designed to support your business’ unique needs.
InsuranceBeacon.com is an independent insurance agency serving Phoenix and the surrounding areas. Our mission is to find you the best policies, worry-free. Call our office at 623.584.0071 or fill in an online form for a quote.